Buying a van mainly for business use? RateBridge arranges business van finance for ABN holders, from sole traders and contractors through to couriers and small fleets. We compare options across a panel of commercial lenders and set the finance up around how the van is going to earn.
Business Van Finance in Melbourne
Business-Purpose Finance for ABN Holders
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Access to a Panel of Commercial Lenders
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Based in Craigieburn, Melbourne
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Access to a panel of commercial truck & asset lenders
What We Finance
Vans, Financed for the Work They Do
A van running six days of parcel work is a different proposition to a van carrying tools to a couple of job sites a week. We look at what the van is actually for, then work out which lenders suit that picture. New or used, dealer or private sale, all of it is worth a conversation.
New and Demo Vans
Straight from the dealership, financed for business use under your ABN.
Used and Private-Sale Vans
Used vans within reasonable age and condition are considered, and private sales too, not just dealer stock.
Courier, Delivery and Last-Mile
Set up for vans doing parcel runs, subcontract delivery work and regular routes, including refrigerated vans for cold-chain work.
Sole Traders, Owner-Drivers and Small Fleets
Whether it is your first business van or the third one on the road, the approach is the same.
Why RateBridge
Why Melbourne Van Operators Come to RateBridge
Commercial van finance for ABN holders, arranged out of Melbourne and available Australia-wide.
How It Works
From First Call to Van on the Road
A clear process, with no surprises along the way.
01
Conversation
A quick chat about your business, the van, and what you are trying to do. No application, no credit check yet.
02
Structure
We look at which lenders suit you, then talk you through the real options.
03
Submit
We put together a clean application and send it to the right lender.
04
Settle
We sort out the dealer or seller, the lender, and the paperwork through to settlement.
Experience the RateBridge Difference With Our Happy Clients
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About Your Broker
Meet Kulwinder Singh
Van and asset finance broker, based in Melbourne.
KULWINDER SINGH
Vehicle and Asset Finance · RateBridge Finance
Kulwinder arranges business vehicle finance for RateBridge, working directly with ABN holders across Melbourne. Before finance, he drove taxis and trucks and ran his own fleet, so he understands the practical side of running a vehicle for business, not just the application process. Kulwinder is proud to support Melbourne's Punjabi, Hindi and Urdu-speaking business community, and is available to speak with clients in English, Punjabi, Hindi or Urdu.
Based in Melbourne
English • Punjabi • Hindi • Urdu
FAQs
Van Finance Questions Answered
Often, yes. Business van finance is arranged for ABN holders, including sole traders and company structures. Whether you qualify depends on the lender and your circumstances, so it is worth a conversation.
Often, yes. Used vans within reasonable age and condition are considered, and we can help with private-sale purchases as well as dealer stock. What is available depends on the van and the lender.
Often, yes. Shelving, racking, cargo barriers, refrigeration units and trade fitouts can frequently be included when they form part of the vehicle purchase. It comes down to the lender and how the invoice is structured, so let us know what you are having fitted before the paperwork is drawn up.
It is a common structure for business vehicles. You own the van from the start, and the lender holds security over it until the loan is paid out. How it affects your tax position is a question for your accountant, worth asking before you sign rather than after.
It is a lump sum left owing at the end of the loan term, which lowers your regular repayments during the term. The trade-off is that you usually pay more total interest over the life of the loan, and that lump sum still has to be dealt with at the end. You can pay it out, refinance it, or cover it by selling or trading the van, though there is no guarantee what the van will be worth by then. We will explain how it works so you can weigh it up, and for tax questions your accountant is the right person to ask.
Usually your ABN, ID, some bank statements, and details of the van. We will tell you exactly what is needed for your situation, so you are not chasing paperwork you do not need.
Yes. We work with a range of lenders, including some that consider operators with past credit issues. All finance is subject to lender approval, but it is worth a conversation.
Yes. We only arrange business-purpose finance for ABN holders. No home or personal loans.
Ready When You Are
Ready to Finance Your Next Work Van?
Scroll up for a quick quote, or call us to talk it through, Monday to Friday.