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Prime Mover Finance, Built for the Long Haul

Finance for new, used, and private-sale prime movers — built around your run and your cash flow. Whether you’re buying your first truck or growing your fleet, we make it simple and keep it moving. Melbourne-based, helping operators Australia-wide.

Melbourne-based    |    Australia-wide    |    Prime Mover finance for ABN holders

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    Access to a panel of commercial truck & asset lenders

    What We Finance

    Prime Movers, Financed the Right Way

    Buying your first prime mover or adding to the fleet? We set up the finance around the truck and the work it’s going to do.

    🚚
    New & Demo Prime Movers

    Straight from the dealer, with repayments set up to suit the truck.

    ✏️
    Used & Private-Sale

    Buying used or through a private sale? We can help finance those too.

    🗺️
    Interstate & Line-Haul

    Set up for trucks doing the long runs and heavy work.

    👥
    Owner-Operators & Fleets

    From your first truck to a growing fleet, sorted the same careful way.

    Why RateBridge

    Why Transport Operators Choose RateBridge

    A background in finance and years working with transport and logistics businesses — so we understand your world, not just the paperwork.

    We Look Across Multiple Lenders

    We compare finance options for you from a range of lenders. One chat, not ten.

    We Know the Industry

    Years working with transport and logistics operators means we understand your business — cash flow and fleets.

    Set Up Around Your Cash Flow

    Repayments matched to how your work and money come in — not a one-size deal.

    Melbourne-Based, Australia-Wide

    Based in Melbourne, helping truck operators all over Australia.

    How It Works

    From First Call to Truck on the Road

    A clear process, with no surprises along the way.

    01

    Conversation

    A quick chat about your business, the truck, and what you're trying to do. No application, no credit check yet.

    02

    Structure

    We look at which lenders suit you, then talk you through the real options.

    03

    Submit

    We put together a clean application and send it to the right lender.

    04

    Settle

    We sort out the dealer, lender, and paperwork through to settlement.

    Experience the RateBridge Difference With Our Happy Clients

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    nirvair dhindsa profile picture
    nirvair dhindsa
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Excellent service from start to finish. The whole process was smooth, professional and stress-free. Kulwinder Singh was very helpful, explained everything clearly, and worked hard to find a suitable finance option for me. Communication was excellent, and I always felt supported throughout the process. I really appreciate the time and effort he put into getting the finance approved. I highly recommend this Kulwinder singh to anyone looking for reliable, professional and friendly service. Thanks
    Posted on Google Google
    shashtri samir Vyas profile picture
    shashtri samir Vyas
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Very helpful , fast and accurate service
    Posted on Google Google
    Jatin Sethi profile picture
    Jatin Sethi
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Very well service very well explained and excellent customer service
    Posted on Google Google
    manjinder singh profile picture
    manjinder singh
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    “Thank you for all your help that you did and beyond.Without your help I don’t think I can ever get my agitator.i would highly recommend you .
    Posted on Google Google
    P Sidhu profile picture
    P Sidhu
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Very quick and reliable person. Great communication, professional, and got the job done exactly as promised. I’m very happy with the service and would definitely recommend him to anyone. Highly recommended!
    Posted on Google Google
    Prateek Thakur profile picture
    Prateek Thakur
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    I had a new abn 4 months old mostly all broker could not get my finance done but kulwinder ratebridge finance got the job done within 7 days i really appreciate for his effort hes done i will be getting finance done from him in the future very well organised hes the best in doing car loans and many more loans
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    Karan swaich profile picture
    Karan swaich
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Very genuine and honest people. Saved me from scam from different brokers. Highly recommended
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    THE M Family profile picture
    THE M Family
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Thanks kulwinder guiding me about truck loan process. I really recommend your services.
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    Parmjeet Singh profile picture
    Parmjeet Singh
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    Thanks, Kulwinder, for all your support. You took the time to explain the different asset finance options in a clear and simple way, which made the whole process easy to understand. I really appreciated your honest advice, prompt communication, and willingness to help throughout.

    About Your Broker

    Meet Kulwinder Singh

    Truck and asset finance broker, based in Melbourne.

    Kulwinder Singh

    KULWINDER SINGH

    Truck & Asset Finance· •  RateBridge Finance

    Kulwinder arranges business vehicle finance for RateBridge, working directly with ABN holders across Melbourne. Before finance, he drove taxis and trucks and ran his own fleet, so he understands the practical side of running a vehicle for business, not just the application process. Kulwinder is proud to support Melbourne's Punjabi, Hindi and Urdu-speaking business community, and is available to speak with clients in English, Punjabi, Hindi or Urdu.

    Based in Melbourne
    English • Punjabi • Hindi • Urdu

    Prime Mover Finance FAQs

    Prime Mover Finance, Questions Answered

    Often, yes. We can arrange finance for new, used, and private-sale prime movers. What’s available depends on the truck’s age and the lender, so give us a call and we’ll let you know.

    Sometimes, yes. Some lenders work with first-time operators and newer businesses. Have a chat with us and we’ll see what might suit you.

    It’s a lump sum left at the end of the loan that lowers your monthly repayments during the term. At the end you can pay it out, refinance, or sell the truck. We’ll explain how it works — and for tax questions, your accountant is the best person to ask.

    Often, yes. We can help with private-sale trucks, not just dealer purchases. It depends on the truck and the lender.

    Usually your ABN, ID, some bank statements, and details of the truck. We’ll tell you exactly what’s needed for your deal, so you’re not chasing paperwork you don’t need.

    We work with a range of lenders, including some that help operators with past credit issues. It’s worth a conversation.

    We only arrange business-purpose finance for ABN holders — no home or personal loans.

    Ready When You Are

    Ready to Finance Your Next Prime Mover?

    Scroll up for a quick quote, or call us to talk it through — Monday to Friday.