Finance for new, used, and private-sale prime movers — built around your run and your cash flow. Whether you’re buying your first truck or growing your fleet, we make it simple and keep it moving. Melbourne-based, helping operators Australia-wide.
Prime Mover Finance, Built for the Long Haul
Melbourne-based
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Australia-wide
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Prime Mover finance for ABN holders
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Access to a panel of commercial truck & asset lenders
What We Finance
Prime Movers, Financed the Right Way
Buying your first prime mover or adding to the fleet? We set up the finance around the truck and the work it’s going to do.
New & Demo Prime Movers
Straight from the dealer, with repayments set up to suit the truck.
Used & Private-Sale
Buying used or through a private sale? We can help finance those too.
Interstate & Line-Haul
Set up for trucks doing the long runs and heavy work.
Owner-Operators & Fleets
From your first truck to a growing fleet, sorted the same careful way.
Why RateBridge
Why Transport Operators Choose RateBridge
A background in finance and years working with transport and logistics businesses — so we understand your world, not just the paperwork.
How It Works
From First Call to Truck on the Road
A clear process, with no surprises along the way.
01
Conversation
A quick chat about your business, the truck, and what you're trying to do. No application, no credit check yet.
02
Structure
We look at which lenders suit you, then talk you through the real options.
03
Submit
We put together a clean application and send it to the right lender.
04
Settle
We sort out the dealer, lender, and paperwork through to settlement.
Experience the RateBridge Difference With Our Happy Clients
About Your Broker
Meet Kulwinder Singh
Truck and asset finance broker, based in Melbourne.
KULWINDER SINGH
Truck & Asset Finance· • RateBridge Finance
Kulwinder arranges business vehicle finance for RateBridge, working directly with ABN holders across Melbourne. Before finance, he drove taxis and trucks and ran his own fleet, so he understands the practical side of running a vehicle for business, not just the application process. Kulwinder is proud to support Melbourne's Punjabi, Hindi and Urdu-speaking business community, and is available to speak with clients in English, Punjabi, Hindi or Urdu.
Based in Melbourne
English • Punjabi • Hindi • Urdu
Prime Mover Finance FAQs
Prime Mover Finance, Questions Answered
Often, yes. We can arrange finance for new, used, and private-sale prime movers. What’s available depends on the truck’s age and the lender, so give us a call and we’ll let you know.
Sometimes, yes. Some lenders work with first-time operators and newer businesses. Have a chat with us and we’ll see what might suit you.
It’s a lump sum left at the end of the loan that lowers your monthly repayments during the term. At the end you can pay it out, refinance, or sell the truck. We’ll explain how it works — and for tax questions, your accountant is the best person to ask.
Often, yes. We can help with private-sale trucks, not just dealer purchases. It depends on the truck and the lender.
Usually your ABN, ID, some bank statements, and details of the truck. We’ll tell you exactly what’s needed for your deal, so you’re not chasing paperwork you don’t need.
We work with a range of lenders, including some that help operators with past credit issues. It’s worth a conversation.
We only arrange business-purpose finance for ABN holders — no home or personal loans.
Ready When You Are
Ready to Finance Your Next Prime Mover?
Scroll up for a quick quote, or call us to talk it through — Monday to Friday.