These Terms of Use govern your access to and use of the RateBridge Finance website at ratebridge.com.au (the “website”). By accessing or using this website, you agree to these Terms. If you do not agree, please do not use the website.
This website is operated by RateBridge Pty Ltd (ACN 697 721 216, ABN 84 697 721 216), trading as RateBridge Finance (“RateBridge”, “we”, “us”, “our”).
1. About RateBridge Finance
RateBridge Finance arranges commercial, business-purpose asset finance for ABN holders. We operate as a sub-originator under Viking Asset Aggregation Pty Ltd (ACN 661 296 457, Australian Credit Licence 543046).
We do not provide finance for consumer, personal, domestic, or household purposes, including home loans and personal loans. All finance arranged through RateBridge is for business purposes only.
2. Factual Information Only
Disclaimer: This website provides factual information only. The content does not consider your objectives, financial situation, or specific business needs. To understand whether a commercial credit product is appropriate for your circumstances, please speak with one of our finance brokers. Terms, conditions, fees, charges and minimum loan amounts may apply. All credit facilities are subject to the credit provider’s approval.
General information only. The information on this website is general in nature and provided for informational purposes only. It does not take into account your particular objectives, financial situation, or needs. Nothing on this website constitutes financial, credit, legal, taxation, or investment advice, nor an offer of finance or a recommendation to enter into any finance contract. Before acting on any information, you should consider its appropriateness to your circumstances and seek independent professional advice where appropriate.
No guarantee of finance or outcomes. Any finance is subject to assessment and approval by the relevant lender. We do not guarantee that any application will be approved, or that any particular rate, term, fee, or finance product will be available to you. Lender terms, conditions, interest rates, fees, charges, and minimum amounts apply and are determined by the relevant lender, not by RateBridge. You should always read a lender’s product disclosure and contract documents before entering into any finance arrangement.
Accuracy of information. We aim to keep the information on this website current and accurate, but we make no representation or warranty as to its accuracy, completeness, reliability, or suitability. Information may change without notice. To the extent permitted by law, we are not liable for any reliance you place on the website’s content.
3. Third-party links and content
This website may contain links to third-party websites, lenders, or services. Those links are provided for convenience only. We do not control, endorse, or accept responsibility for the content, products, or services of any third party, and your dealings with them are at your own risk and subject to their terms.
4. Intellectual property
Unless otherwise stated, all content on this website — including text, graphics, logos, and the RateBridge name and branding — is owned by or licensed to RateBridge and is protected by applicable laws. You may not reproduce, distribute, or use this content for commercial purposes without our prior written consent.
5. Your use of the website
You agree to use this website only for lawful purposes and in a way that does not infringe the rights of, or restrict the use of, this website by any other person. You must not attempt to gain unauthorised access to the website, its systems, or any connected network.
6. Limitation of liability
To the maximum extent permitted by law, RateBridge excludes all liability for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content. Nothing in these Terms excludes any rights or guarantees that cannot lawfully be excluded, including under the Australian Consumer Law.
7. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
8. Complaints
If you have a concern or complaint, please see our Complaints page for details on how complaints are handled.
9. Changes to these Terms
We may update these Terms from time to time. The current version will always be available on this website, and your continued use of the website constitutes acceptance of any changes.
10. Governing law
These Terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of the courts of that state.
11. Contact us
RateBridge Finance
Phone: 0402 411 154
Email: info@ratebridge.com.au